In December 2022 we published ‘A discussion of the impact of the UK-EEA cross-border interchange fees increases’ (the ‘discussion of impacts working paper’) in our market review of UK-EEA consumer cross-border interchange fees. The working paper asked stakeholders for their feedback on our thinking and understanding so far.

We received eight responses to our discussion of impacts working paper’s invitation for stakeholder feedback. A variety of stakeholders provided submissions, including payment systems, issuers, acquirers and industry bodies representing over 5,000 retailers.

This working paper summarises the feedback we received from stakeholders who responded to our discussion of impacts working paper and sets out a brief response from the PSR. We have also published the non-confidential versions of their responses.

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