We make sure payment service providers have fair access to payment systems, so that there there's a good range of options for people making payments. We work with the industry to make sure people can  use cash when they want to, and to protect people if anything goes wrong with a payment.

We carry out market reviews to examine different areas in detail, so we can take the right action to support our objectives. And we work to make sure the payments industry's constant evolution works for the benefit of everyone who depends on it.

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