PSR publishes Annual Plan and Budget 2026/27

The annual plan sets out our key aims, activities and costs for 2026/27.

Our work programme for the year ahead will embed many of the changes we set out last year. We will maintain momentum on major, long-term initiatives while responding to new challenges.

Our work will support our statutory objectives to promote:

  • competition
  • innovation
  • the interests of the people and businesses that use payment systems

And it will help us deliver the vision we set out in January 2025:

thriving, world-leading payment systems where competition and innovation deliver accessible, convenient, secure, trusted and value for money services that meet people’s and businesses’ needs.

Our budget for 2026/27

Our budget for 2026/27 is £26 million. This is 7% less than 2025/26, reflecting efficiencies we have achieved by consolidating our operations within the FCA while maintaining our capacity to deliver our core regulatory responsibilities and complete ongoing work.

Budget Costs 

Staff costs £9.2m
FCA recharges (including accommodation) £14.9m
Professional fees £1.7m
Other non-staff costs inc. training and events £0.2m
TOTAL £26.0m
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