Payment Systems Regulator publishes Annual Report and Accounts for 2025/26
We have published our Annual Report and Accounts for 2025/26, setting out how we have promoted competition and innovation in payment systems, improved protections for users and supported the UK’s evolving payments landscape.
Over the past year, we made progress in key priority areas, including tackling authorised push payment (APP) fraud, advancing open banking, and improving transparency and competition in card markets. We also worked closely with the FCA, the Bank of England and HM Treasury to deliver the government’s National Payments Vision and to support the development of next generation payments infrastructure.
Alongside delivering against our commitments, we continued to support the government’s plans to consolidate the PSR into the FCA.
What this document contains:
As well as a summary of the work we completed in 2025/26, the annual report also includes:
- Directors’ report
- Corporate governance statement
- Directors’ remuneration report
- Financial statements